Interest rates and annual percentage yield (APY) are effective 07/08/2010. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call (806) 355-9661 for current market rates.
| CD's |
|
| |
--------------------------- Days --------------------------- |
|
|
|
|
|
|
| |
30 |
60 |
90 |
180 |
270 |
365 |
15 Mo. |
18 Mo. |
2 Yrs |
3 Yrs |
4 Yrs |
5 Yrs |
| $2500-$49,999 |
.10% |
.10% |
.16% |
.61% |
.71% |
.81% |
.81% |
.81% |
1.11% |
1.56% |
1.81% |
2.06% |
| APY |
.10% |
.10% |
.16% |
.61% |
.71% |
.81% |
.81% |
.81% |
1.11% |
1.57% |
1.82% |
2.07% |
|
|
|
|
|
|
|
|
|
|
|
|
|
| $50,000-$99,999 |
.10% |
.10% |
.26% |
.71% |
.81% |
.91% |
.91% |
.91% |
1.21% |
1.66% |
1.91% |
2.16% |
| APY |
.10% |
.10% |
.26% |
.71% |
.81% |
.91% |
.91% |
.91% |
1.21% |
1.67% |
1.92% |
2.17% |
|
|
|
|
|
|
|
|
|
|
|
|
|
| $100,000 |
.10% |
.10% |
.36% |
.81% |
.91% |
1.01% |
1.01% |
1.01% |
1.31% |
1.76% |
2.01% |
2.26% |
| APY |
.10% |
.10% |
.36% |
.81% |
.91% |
1.01% |
1.01% |
1.01% |
1.31% |
1.77% |
2.02% |
2.27% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| IRA's |
|
| |
| |
12 Mo. |
18 Mo. |
24 Mo. |
30 Mo. |
36 Mo. |
|
| Variable Rate |
.51% |
.56% |
.61% |
.66% |
.71% |
|
| APY |
.51% |
.56% |
.61% |
.66% |
.71% |
|
| |
|
|
|
| Fixed Rate |
1.01% |
1.01% |
1.36% |
1.56% |
1.76% |
|
| APY |
1.02% |
1.02% |
1.37% |
1.57% |
1.78% |
|
| |
| |
MMDA is $1,000 minimum daily and $2,000 average daily per statement cycle. |
| |
|
| MMDA |
.21% |
|
| APY |
.21% |
|
| Smart Banking MMDA |
.26% |
|
| APY |
.26% |
|
| Savings |
.11% |
|
| APY |
.11% |
|
| SmartBanking Savings |
.16% |
|
| APY |
.16% |
|
| Checking w/interest |
0.05% |
|
| APY |
0.05% |
|
| SmartChecking w/interest |
0.10% |
|
| APY |
0.10% |
|
|
