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Tools & Services - Deposit Rate Sheet

Interest rates and annual percentage yield (APY) are effective 11/02/2011. Rates are updated every Tuesday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal. Call (806) 355-9661 for current market rates.

   CD's  
  --------------------------- Days ---------------------------            
  30 60 90 180 270 365 15 Mo. 18 Mo. 2 Yrs 3 Yrs 4 Yrs 5 Yrs
$2500-$49,999

.10%

.10%

.10%

.16%

.26%

.31%

.51%

.51%

.76%

1.06%

1.21%

1.41%

APY

.10%

.10%

.10%

.16%

.26%

.31%

.51%

.51%

.76%

1.06%

1.21%

1.41%

$50,000-$99,999

.10%

.10%

.10%

.26%

.36%

.41%

.61%

.61%

.86%

1.16%

1.31%

1.51%

APY

.10%

.10%

.10%

.26%

.36%

.41%

.61%

.61%

.86%

1.16%

1.31%

1.52%

$100,000

.10%

.10%

.21%

.36%

.46%

.51%

.71%

.71%

.96%

1.26%

1.41%

1.61%

APY

.10%

.10%

.21%

.36%

.46%

.51%

.71%

.71%

.96%

1.26%

1.41%

1.62%

   IRA's  
 
  12 Mo. 18 Mo. 24 Mo. 30 Mo. 36 Mo.  
   Variable Rate

.41%

.46%

.51%

.56%

.61%

 
   APY

.41%

.46%

.51%

.56%

.61%

 
 
 
   Fixed Rate

.51%

.71%

.96%

1.11%

1.26%

 
   APY

.51%

.71%

.96%

1.12%

1.27%

 
 
  MMDA is $1,000 minimum daily and $2,000 average daily per statement cycle.
   
   MMDA 

.21%

 
   APY

.21%

 
   Smart Banking MMDA

.26%

 
   APY

.26%

 
   Savings

.11%

 
   APY

.11%

 
   SmartBanking Savings

.16%

 
   APY

.16%

 
   Checking w/interest

0.05%

 
   APY

0.05%

 
   SmartChecking w/interest

0.10%

 
   APY

0.10%

 




FirstBank Southwest Main Office - 2401 S. Georgia - Amarillo, Texas - 79109 - (806) 355-9661

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All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It does not include other accounts, such as traditional checking or demand deposit account that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts (“IOLTAs”).

For more information about temporary FDIC coverage of transaction accounts, visit www.fdic.gov.