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Personal Banking - SmartBanking

Enjoy smart benefits and a premium rate by combining two interest-bearing accounts at FirstBank Southwest.

This is a unique way to link a personal Interest Checking Account with either a Money Market Account or a Savings Account, to maintain a combined balance of $5000 minimum or $7500 average.

There is unlimited check writing on the Interest Checking Account. You will receive a combined monthly statement showing activity and balances for both accounts.

A premium interest rate is paid monthly on Interest Checking, and the related Money Market or Savings Account.

There is a monthly fee of $9 for SmartBanking. For persons age 50 and over, the fee is just $4.50.
You can avoid the fee with $5000 combined daily balances, or $7500 combined average daily balances.

The minimum opening deposit is $5000. Contact the New Accounts Representative at your nearest
FirstBank Southwest location.

FirstBank Southwest Main Office - 2401 S. Georgia - Amarillo, Texas - 79109 - (806) 355-9661

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit account that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts (“IOLTAs”).

For more information about temporary FDIC coverage of transaction accounts, visit www.fdic.gov.